Introduction

UT Administration is committed to provide quality health care facilities to the citizens of Dadra & Nagar Haveli & Daman & Diu through modernization of Health Care facilities and providing technological and infrastructural services to bridge the gap between cause and care for all kind of health related issues.

A number of studies have revealed that risk owing to low level of health security is endemic for informal sector workers. The vulnerability of the poor informal worker increases when they have to pay fully for their medical care with no subsidy or support. On the one hand, such a worker does not have the financial resources to bear the cost of medical treatment, on the other; the health infrastructure leaves a lot to be desired. Large numbers of people, especially those below poverty line, borrow money or sell assets to pay for the treatment in private hospitals. Thus, Health Insurance could be a way of overcoming financial handicaps, improving access to quality medical care and providing financial protection against high medical expenses. The UT Administration has decided to implement the above scheme to the BPL families as per the Planning Commissions guidelines, poor families identified by the Administration who have an annual income of Rs 1 Lakh or less. In addition there will be Pensioners and APL families who opt to join the scheme on paying full premium on their own. Comprehensive Health Insurance Scheme (CHIS) has been formulated for this purpose.