MDILogo MDIndia Health Insurance TPA Private Limited
An ISO 9001:2000 Company
IRDAI License No:005
PUNJAB GOVERNMENT EMPLOYEES AND PENSIONERS HEALTH INSURANCE SCHEME (PGEPHIS)
PunjabGovtLogo
General EnquiryToll Free No. : 104
Cashless Toll Free No. : 1 800 233 5557
Email : authorisation_pgephis@mdindia.com
Email : customercare_pgephis@mdindia.com
Insurance Premium


Premium of the Main Member irrespective of the age of the Main Member.(Inclusive of Service Tax( 10.30 %) & Subscription to Trust @ Rs 10/-) is Rs 684/- (The age cannot be more than 75 yrs.)

Premium of Dependents
SLAB AGE GROUP LOADING IN % ON PREMIUM OF MAIN MEMBER AMOUNT PER DEPENDANT (Rs)( Inclusive of Service Tax)
SLAB 1 < 45YRS 15 % 101 
SLAB 2 45 TO 65 YRS 30 % 202 
SLAB 3 > 65 YRS TO 75 YRS 40% 270


Premium
Total Premium of the Family ( Inclusive of service Tax and subscription to Trust @ Rs 10/- Per Main Member)  = Total Premium of Main Member + Total Premium of the Dependants
Premium to be remitted to the Trust  = Premium collected from one family – Rs20*
*The Cooperative Society shall retain Rs20/- collected per Main Member/family with itself as enrollment fee.

Premium Calculation

Name of the Main Member Premium of the Main member
Balwinder Singh (50 yrs) 684
S.No Name of the Dependant Relation Age(Yrs) Number of Dependants Premium of Dependants = Net Premium + Service tax
1 Jaspreet kaur Wife 45 1 202
2 Simran kaur Daughter 20 1 101
3 Amandeep Singh Son 18 1 101
4 Veeranwali Mother 70 1 270
5 Kuldeep Singh Father 72 1 270
Total Premium of the Family    Rs 1628/-(rounded to nearest next highest figure)

Premium to be remitted to the Trust = Rs 1628 - Rs 20 = Rs 1608/- Amount to be retained by the cooperative Society per family = Rs20/-

 
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